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Weathering the Storm

By September 28, 2022Insurance

Weathering the Storm

A quick list of things to do before, during, and after a severe weather event.​

BEFORE

  • Gather all your supplies and important documents.​
  • Sign up for free emergency alerts.​
  • Take photos and videos of your property (inside and out).​
  • Prep your property for a storm to lower the risk of damage (see below).
  • Know your evacuation and shelter options​.
  • If recommended to evacuate, do so immediately. ​
  • Update your pet’s microchip information and include their needs in all your planning.

DURING

  • Protect human life at all costs. ​
  • Don’t leave your home until the storm has passed. ​
  • Designate an interior location with no windows on the lowest level.​
  • Be aware that flooding can happen quickly. If you’re home, turn off all electricity at the main breaker. Watch for rising water and move to higher ground if water approaches.​
  • Use a National Weather Receiver or other emergency alert service to hear updates.​

AFTER

  • After the storm has passed and it is safe to do so, assess possible damage.​
  • Perform your duties after a loss and prevent further damage from occurring to the best of your ability. ​
  • Should you need to file a claim, do so as soon as possible. You can find a list of insurance companies on our website here, Insurance Companies – C. T. Lowndes & Company (ctlowndes.com). You will find claim phone numbers and/or online claims links for each listed company. Make sure to know who your policy is carried with & have your policy number handy!
  • If you have flood damage and do not have a flood policy, contact FEMA.
  • Learn about your rights when working with contractors and be aware of Assignment of Benefits fraud.