Nov 07 What Is Subrogation in Insurance and How Does It Affect You? By CT Lowndes Insurance Subrogation in insurance is your insurance company's legal right to recover the money it paid on your claim from the…Read More
Oct 24 Sole Proprietor Business Insurance: What You Need and Why By CT Lowndes Insurance Do sole proprietors need business insurance? Yes, and it matters even more for you than for many larger companies. As…Read More
Oct 17 What Does Term Life Insurance Mean? A Simple Guide for Families By CT Lowndes Insurance Term life insurance means you're covered for a set number of years, usually 10, 20, or 30. If you pass…Read More
Oct 10 Vacation Car Rental Insurance: Do You Really Need It? By CT Lowndes Insurance Do you need vacation car rental insurance? If you're renting in the U.S., your personal auto policy likely already extends…Read More
Oct 03 Does Condo Insurance Cover Water Damage? By CT Lowndes Insurance Yes, a condo insurance policy usually covers water damage, but only when the water shows up suddenly and by accident.…Read More
Sep 26 Does Business Insurance Cover Lawsuits? By CT Lowndes Insurance Yes, business insurance covers many lawsuits, but the answer depends on which policy you have and what the lawsuit is…Read More
Sep 19 What Does a $1 Million Life Insurance Policy Cost? By CT Lowndes Insurance A $1 million life insurance policy costs most healthy applicants somewhere between $30 and $80 per month for a 20-year…Read More
Sep 12 Does Home Insurance Cover HVAC? What Coastal SC Homeowners Need to Know By CT Lowndes Insurance Yes, home insurance covers HVAC damage in many situations, but only when the damage comes from a covered peril like…Read More
Sep 05 What Is Blanket Jewelry Coverage? A Simple Guide By CT Lowndes Insurance Blanket jewelry coverage protects all your pieces under one limit. At C.T. Lowndes, we compare multiple carriers to find the…Read More
Aug 22 What Is a Certificate of Insurance? A Simple Guide By CT Lowndes Insurance If you run a business, chances are someone has asked you for a certificate of insurance at some point. Maybe…Read More