Event Insurance

Event insurance customized to your business.

The stress of organizing an event is tough enough, not to mention the cost. The last thing you need to worry about is the financial risk you could face if something were to go wrong. Event insurance removes this burden and allows you to focus on the event.

Event Insurance in South Carolina

Planning a wedding, corporate event, or milestone celebration? You’ve likely spent time, energy, and money securing a venue, vendors, and a date. But what happens if extreme weather rolls in? A vendor cancels last-minute? A guest gets injured on-site? Event insurance helps protect your investment when things don’t go according to plan.

At C.T. Lowndes & Company, we help South Carolina residents and businesses buy event insurance that provides real protection without confusion of comparing options on your own.

Whether it’s a private party or a large-scale special event, we’ll offer you a policy that fits your special event. Get in touch and tell us about your special event.

What is Event Insurance?

Event insurance is a short-term policy that helps protect hosts from the unexpected, like cancellations, injuries, or property damage during their special event.

Many venues now require liability coverage before confirming a booking, so having a policy in place isn’t just helpful, it’s often necessary.

Depending on your plans, event insurance can include:

Whether you’re planning a birthday party, baby shower, wedding, or another special event, the right policy gives you a simple backup plan if things don’t go as expected.

Who Needs It?

If you’re hosting any event where guests are gathering, money is changing hands, or third-party vendors are involved, you should consider event insurance.

This includes:

Even a well-organized event can run into risks. From liability claims to cancellations from weather, special event insurance helps you stay protected and focused on the fun.

What Does It Cover?

Your event’s type, size, and details all play a role in choosing the right insurance. To help you sort through your options, here’s what a policy can usually cover:

Event Liability Insurance

Liability insurance protects you if someone gets hurt or property is damaged during your event. Whether it’s a slip on the dance floor or a broken rental item, your liability coverage can cover medical expenses, property damage, and while extreme, any legal claims.

Event Cancellation Coverage

Event cancellation insurance reimburses you for non-refundable costs if your event is cancelled because of extreme weather, venue issues, or other uncontrollable circumstances. You may even get a full refund depending on your specific policy.

Liquor Liability

If your event includes alcoholic beverages, this optional add-on is very important and usually required by the venue.

Additional Insureds & Declarations Page

Many venues require that they be listed as additional insureds or interests on your policy. We make it easy to provide the required declarations page to your venue or other vendors.

How Much Does Event Insurance Cost?

Wondering how much event insurance costs? The answer depends on a few things like:

On average, the cost of event insurance ranges from $75 to $250 for a single-day special event, but we can offer a plan to your specific event needs and budget.

At C.T. Lowndes, we work with both national carriers and other brokers to ensure you get the right fit.

Get an Event Insurance Quote

Since 1850, C.T. Lowndes & Company has helped South Carolinians protect what matters, from personal celebrations to commercial operations. We’ve built our reputation by providing smart insurance coverage with personal attention and fast turnaround.

Need help navigating event insurance coverage for your upcoming event? Let us help you every step of the way. Contact C.T. Lowndes & Company now for a fast, personalized quote.

Get Started Today

As an independent agency, we are here to help you find the right Event Insurance coverage.