I began serving the insurance needs of the Lowcountry in 2008.  I started as a marketing representative for a local captive insurance agency and then became an independent agent producer.   Over the course of my career, I have also been the South Carolina marketing representative for a national insurance carrier. 

As an account executive with C.T. Lowndes, I specialize in personal and commercial insurance.  22+ years of local real estate sales experience and my knowledge as a former small business owner also allows me to better assist my clients with any insurance needs to ensure they are properly covered in the event an unforeseen circumstance happens.  I am serviced based, a trusted advocate for my clients, and love building long lasting relationships.

In my free time, I enjoy being outdoors, bike riding, going to the beach, kayaking, boating, and watching the incredible wildlife we have here in the lowcountry.  I love traveling with my husband to all the National & State parks.  I have 2 cats and plan to adopt a rescue dog (the best breed ever!)  My husband and I attend the College of Charleston basketball games and my father was a graduate of The Citadel, Class of 1966.  We also enjoy the excitement and beauty the city has to offer.  

For your insurance needs, please contact me directly at 843-203-6020 or jrichardson@ctlowndes.com.